[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.shahab.cz\/co-udelate-se-svymi-dluhy\/#Article","mainEntityOfPage":"https:\/\/www.shahab.cz\/co-udelate-se-svymi-dluhy\/","headline":"Co ud\u011bl\u00e1te se sv\u00fdmi dluhy?","name":"Co ud\u011bl\u00e1te se sv\u00fdmi dluhy?","description":"Nad\u011blat si dluhy je p\u0159\u00edli\u0161 snadn\u00e9. Opravdu sta\u010d\u00ed m\u00e1lo a jste v pasti. Nejde toti\u017e zdaleka jen o \u010d\u00e1stku, kterou dlu\u017e\u00edte, ta obvykle nen\u00ed a\u017e tak z\u00e1vratn\u00e1. To, co je na zadlu\u017eenosti tak devastuj\u00edc\u00ed jsou \u00faroky a \u00faroky z prodlen\u00ed. Hodn\u011b lid\u00ed se domn\u00edv\u00e1, \u017ee cesta ze zadlu\u017eenosti je insolvence. Jenom\u017ee tento zp\u016fsob nen\u00ed vhodn\u00fd &hellip; <div class=\"link-more text-center\"><a href=\"https:\/\/www.shahab.cz\/co-udelate-se-svymi-dluhy\/\" class=\"more-link py-2 px-4\">Read More<span class=\"screen-reader-text\"> \"Co ud\u011bl\u00e1te se sv\u00fdmi dluhy?\"<\/span><\/a><\/div>","datePublished":"2023-06-09","dateModified":"2023-06-09","author":{"@type":"Person","@id":"https:\/\/www.shahab.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.shahab.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d7705a23c50ede72936119380238a88bdeb91030521f9262dc3abc6fdd8add33?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d7705a23c50ede72936119380238a88bdeb91030521f9262dc3abc6fdd8add33?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"shahab.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.shahab.cz\/wp-content\/uploads\/img_a305922_w2154_t1517302785.jpg","url":"https:\/\/www.shahab.cz\/wp-content\/uploads\/img_a305922_w2154_t1517302785.jpg","height":0,"width":0},"url":"https:\/\/www.shahab.cz\/co-udelate-se-svymi-dluhy\/","wordCount":425,"articleBody":"\tNad\u011blat si dluhy je p\u0159\u00edli\u0161 snadn\u00e9. Opravdu sta\u010d\u00ed m\u00e1lo a jste v pasti. Nejde toti\u017e zdaleka jen o \u010d\u00e1stku, kterou dlu\u017e\u00edte, ta obvykle nen\u00ed a\u017e tak z\u00e1vratn\u00e1. To, co je na zadlu\u017eenosti tak devastuj\u00edc\u00ed jsou \u00faroky a \u00faroky z prodlen\u00ed. Hodn\u011b lid\u00ed se domn\u00edv\u00e1, \u017ee cesta ze zadlu\u017eenosti je insolvence. Jenom\u017ee tento zp\u016fsob nen\u00ed vhodn\u00fd pro v\u0161echny. Nen\u00ed vhodn\u00fd pro lidi p\u0159\u00edli\u0161 n\u00edzk\u00fdmi p\u0159\u00edjmy, proto\u017ee ti obvykle na insolvenci ani nedos\u00e1hnout. Lid\u00e9 s n\u00edzk\u00fdmi p\u0159\u00edjmy by se obecn\u011b m\u011bli p\u016fj\u010dk\u00e1m pokud mo\u017eno vyh\u00fdbat, proto\u017ee pro n\u011b je mimo\u0159\u00e1dn\u011b obt\u00ed\u017en\u00e9 spl\u00e1cet v\u0161e tak, jak je t\u0159eba. \t\u00a0\tInsolvence nen\u00ed v\u017edycky p\u0159\u00edli\u0161 vhodn\u00e1\tOv\u0161em insolvence nen\u00ed ani vhodn\u00e1 pro lidi, kte\u0159\u00ed maj\u00ed vysok\u00e9 p\u0159\u00edjmy a nedos\u00e1hnou nap\u0159\u00edklad na p\u0159\u00edsp\u011bvek na bydlen\u00ed nebo d\u011btsk\u00e9 p\u0159\u00eddavky. Podle z\u00e1kona V\u00e1m mus\u00ed z\u016fstat nezabaviteln\u00e9 minimum, ale ve skute\u010dnosti V\u00e1m k \u017eivobyt\u00ed nez\u016fstane ani to \u017eivotn\u00ed minimum. Bu\u010f si mus\u00edte naj\u00edt n\u011bjakou brig\u00e1du na\u010derno, nebo se domluvit se zam\u011bstnavatelem, \u017ee V\u00e1m bude vypl\u00e1cet m\u00e9n\u011b a \u010d\u00e1st platu V\u00e1m bude d\u00e1vat na ruku. O tom, \u017ee na toto neleg\u00e1ln\u00ed \u0159e\u0161en\u00ed je ochotno p\u0159istoupit jen m\u00e1lo zam\u011bstnavatel\u016f snad ani nemus\u00edm mluvit.\t\u00a0\tNebankovn\u00ed hypot\u00e9ka m\u016f\u017ee b\u00fdt t\u00edm prav\u00fdm \u0159e\u0161en\u00edm\tNicm\u00e9n\u011b pokud jste se u\u017e do dluh\u016f dostali a v\u011bz\u00edte v nich a\u017e po u\u0161i, ur\u010dit\u011b byste m\u011bli co nejd\u0159\u00edve probl\u00e9m za\u010d\u00edt aktivn\u011b \u0159e\u0161it T\u0159eba refinancovat v\u0161echny dluhy prost\u0159ednictv\u00edm nebankovn\u00ed hypot\u00e9ky. Ano ru\u010d\u00edte sv\u00fdm bytem, p\u0159\u00edpadn\u011b domem, ale m\u011bs\u00ed\u010dn\u00ed spl\u00e1tka je podstatn\u011b ni\u017e\u0161\u00ed a bez probl\u00e9m\u016f jste schopni sv\u00e9 pohled\u00e1vky spl\u00e1cet. Ud\u011blejte radost sob\u011b i sv\u00fdm bl\u00edzk\u00fdm a vy\u0159e\u0161te sv\u00e9 probl\u00e9my s pen\u011bzi jednou prov\u017edy. Ur\u010dit\u011b V\u00e1m to velmi pom\u016f\u017ee a po dlouh\u00e9 dob\u011b se zase budete moci vyspat Vy i Va\u0161i bl\u00edzc\u00ed. Probl\u00e9my s dluhy jsou ur\u010dit\u011b velmi v\u00e1\u017en\u00e9 a zd\u00e1nliv\u011b ne\u0159e\u0161iteln\u00e9, ale d\u016fv\u011b\u0159ujte tomu, \u017ee \u00fapln\u011b v\u0161echno m\u00e1 sv\u00e9 \u0159e\u0161en\u00ed, proto nen\u00ed d\u016fvod si zbyte\u010dn\u011b zoufat a na\u0159\u00edkat si.                                                                                                                                                                                                                                                                                                                                                                                        4.2\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Co ud\u011bl\u00e1te se sv\u00fdmi dluhy?","item":"https:\/\/www.shahab.cz\/co-udelate-se-svymi-dluhy\/#breadcrumbitem"}]}]